Avery Lindqvist

Personal · individual · coverage as of August 15, 2026 · 9:42 AM PT

Insured at FEB

$130,000

across 1 of 1 legal entity

Insured: $130,000
Above entity limits: $0
Not counted: $0

An incoming wire of $50,000 from Marlow Design Co. is announced for today, 3:00 PM PT. This position does not include it — review the projection.

Deposit placement

Not enrolled

No balance sits above an entity limit, so there is nothing to place.

Deposit placement spreads the balance above an entity’s limit across a network of other banks. It changes nothing about the accounts here — only where the amount above the limit sits.

Where the coverage comes from

FDIC insurance is per depositor, per bank, per ownership category. Each legal entity is its own depositor with its own $250,000 limit, and all of an entity’s accounts aggregate into it.

Entity	Balance	Insured	Above limit	Status
Avery Lindqvist Individual	$130,000	$130,000	$0	Fully insured

One depositor, one limit

Avery Lindqvist is a single depositor with one $250,000 limit. All of its accounts aggregate into that limit, so opening more accounts or sub-accounts does not change what is insured.

Compared with an entity-blind platform

No difference here. Avery Lindqvist is a single depositor, so an entity-aware platform and an entity-blind one report the same $130,000. The approach only changes the answer for clients who already hold more than one legal entity.